What is a Mortgage Fact Find? Be Mortgage Ready
Are you a first-time buyer looking for a mortgage, an existing homeowner planning to purchase a new property, or someone exploring options to remortgage? Understanding the “mortgage fact find” process is essential no matter where you are in your journey. It’s a crucial step that helps a mortgage broker get a clear picture of your financial situation so they […]
First-Time Buyer Guide: Everything You Need to Know About Buying Your First Home
Buying your first home is incredibly exciting but it can also be really overwhelming. To start with, viewing lots of properties can be fun, but once you find your dream home and want to make an offer, things get complicated. How do you negotiate the price, how much of a deposit do you need, what’s the best […]
Should You Choose a Mortgage Broker or a Bank? Which is the Better Choice?
If you’re considering securing a mortgage, deciding between a mortgage broker and a bank is one of the first choices potential property owners face. Each option has its own advantages, and the right choice mainly depends on your individual circumstances, including your credit history, the type of property you’re buying, and ultimately what suits you […]
What the 2024 Autumn Statement Means for the Housing Market
The October budget, announced by Labour Chancellor Rachel Reeves, is the first Labour budget in 14 years. With the new government promising to address key economic challenges, such as the cost-of-living crisis, rising mortgage rates, and affordable housing shortages, iMAB has broken down the key takeaways for renters, first-time buyers, homeowners and landlords. Existing Homeowners […]
What Type of Mortgage is Right for You?
When it comes to buying a property, one of the most important (and potentially tricky) decisions you’ll face is finding the right mortgage. With so many different mortgage types available, it’s really important to get a firm understanding of the mortgage loan options available to you, so that you can make the most suitable and informed […]
5 Things That Can Stop You From Getting a Mortgage
Buying a home is a huge step, and for most people, getting a mortgage is an essential part of that process. However, securing a mortgage isn’t always straightforward. There are several factors that could stop you from getting a mortgage and understanding these potential roadblocks can help you better prepare and eventually overcome them. In this blog, […]
We’re Taking Part in the London Landmarks Half Marathon
If you haven’t already heard, our Head of Sales & Operations, Phil Saville and our Mortgage Specialist, Karen Dolling have signed up to run the London Landmarks Half Marathon to raise money for The OLLIE Foundation. We’ve caught up with the two and asked them about their experience so far… What made you want to run the London […]
Are We Starting to See a Positive Turn for Mortgage Rates?
Article written by Nick Wood, Director There is a saying that “a week is a long time in politics”. Over the last month, I have had enough of politics to last me a lifetime! It doesn’t seem possible but it was only on the 23rd of September that Kwasi Kwarteng sent the mortgage world into chaos […]
Crossing the English Channel on a Paddle Board
At the start of spring, we had just announced that Joe, the Paddling Paramedic, was going to embark on a massive fundraising challenge of crossing the English Channel in aid of The OLLIE Foundation. Now, going into the autumn, we’re proud to announce he’s completed the challenge! We thought we’d catch up with him now the challenge […]
Win a Lifetime of iMAB Services!
COMPETITION TIME How would you like to win a lifetime supply of iMAB advice? You’ll never have to pay for our services ever again! This includes: Mortgage advice Protection advice All you need to do is tag a friend in our social media post who you’d think would also benefit from the offer. If they […]